Your Secure
Credit Card.
This Secured Credit Card is for people with unusual credit histories, such as self-employed people, students, newcomers to Canada, and those who have had credit problems in the past. It enables you to take charge of your future by allowing you to build credit.
Customers reviews
The Anava Financing Secured Visa card is for people with unusual credit histories, such as self-employed people, students, newcomers to Canada, and those who have had credit problems in the past. It enables you to take charge of your future by allowing you to build or rebuild credit.
Benefits and Features
The benefits of credit cards, like most financial instruments, are best enjoyed when they are utilized wisely. Anyone considering opening a line of credit should think about how they will make payments and how they will wisely use their newfound purchasing power.
- Establish your credit & improve your credit score.
- Zero Liability protection, You won't be held liable for unauthorized use of your card because you have.
- Protection against credit card fraud
- Credit score information is available on your fingure tips.
- There is no link between this account and a checking or savings account.
- Increase purchasing power
- Status and recognition of being a stable financial consumer
How to get our Credit Card
Fill out the form
Simply apply online using the secure links provided on our website. If you click any of the "Apply" buttons, you'll be taken straight to Bank's website to finish your application. Click "Learn More" to see more information about the card.
Apply Now
FAQ
Most frequent questions and answers
The amount you can borrow on a credit card is determined by your credit limit, which is usually in two to five hundred dollars.
This will be determined by factors such as your credit score, how much available income you have after meeting your regular financial obligations, and whether you have other types of credit, such as a mortgage, loan, or overdraft.
Many credit card providers now offer instant approval for credit cards when you apply online. Others take around five to 10 days to make their decision.
Once you’ve been approved for a credit card, it should arrive within 10 working days. You will usually need to activate the card once you have received it by calling an automated number. As soon as you have done that and received your PIN, you can start using your new credit card.
Yes. Unlike with personal loans, there are no penalties if you want to clear your balance early.
Note that if you have a 0% introductory offer with your credit card, it’s important to pay off the balance in full before the 0% deal ends and interest is charged.
In a word, no – but you can add additional cardholders who will then have their own card. You’ll share the single credit limit on the account, but the primary cardholder will be responsible for clearing the debt.
Yes, you can, but it may be expensive as many credit cards charge a foreign transaction fee of around 3% every time you spend. You’ll also be charged for cash withdrawals on top, with interest charged from the moment you get your money.
Instead, it is better to choose a card that is more suited to overseas use and allows you to side-step these fees. You can read more about this in our guide to spending abroad.
A credit card allows you to borrow money which you repay at a later date, often with interest on top. In comparison, a prepaid card requires you to load up the card with cash in advance and you can then only spend what’s on the card.
Prepaid cards can be a good option if you have a poor credit score or if you are on a tight budget, and some prepaid cards can be loaded with foreign currency so that you can use them overseas.
