If you’ve found your investment property, reach out to us... we'll get the right mortgage for you!
Although you may already own a home, a dedicated investment property can be a great addition! These properties can be used either for rental income, or future resale. In both cases, finding the right mortgage is crucial to making the most out of your investment.
Investment property mortgages require a minimum of 20% down-payment if you don’t occupy at least one unit in the property. If you do happen to reside on the property, the down payment can be reduce to 5%!
Although investment property mortgage rates are similar to primary mortgages, certain lenders do not offer mortgages for investment properties. Our experts can help guide you through the process of finding the ideal lender offering the best rates for your property.
Investment property mortgages offer attractive options for fixed, variable, and adjustable rates. You can qualify for up to 80% loan-to-value for a 1-4 unit property. They also offer extended amortizations periods of up to 30 years.
Double the returns and make the right investment
Real estate is always a good idea. Invest in your second property with our help.
What does your Investment Property Mortgage offer?
- Flexible options of fixed, variable, and adjustable rates
- Competitive rates, although certain lenders do charge a tiny premium fee
- 80% Loan-To-Value for a 1-4 unit property
- Extended amortizations for up to 30 years
Worried about amortizations?
Your mortgage amortization depends on the lending institution. However, if you are committing a 20% down payment, have a good credit history and income, you are likely to qualify for a 30 year amortization.
